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How to File a Truck Accident Claim A claim for a truck accident involves the process of submitting an application for compensation to the liable party or their insurance This process is able to recover many damages The most frequent are medical costs lost wages and pain and suffering An experienced attorney can help victims recover these damages Damages After a truck crash victims are often faced with a plethora of costs which include medical expenses or property damage lost wages and other expenses Compensation may be available to alleviate these financial burdens however determining the right amount of damages can be difficult It is important to work with an attorney who can assess your loss and negotiate an equitable settlement with the insurance company The first form of compensation that a victim may be entitled is economic compensatory damages These damages are based on specific financial losses that can be documented and quantified for example the cost of medical procedures the need to hire physical or occupational therapists or nurses and any other financial costs related to the accident Additionally the economic damages might include the cost to repair or replace a damaged vehicle and other personal belongings that were part of the accident Noneconomic damages may not be as easy to calculate but they could be just as important to the recovery process These damages are awarded in order to pay victims for their physical pain and suffering as a result This includes chronic or permanent pain and the inability of the victim participate in hobbies or other enjoyable activities prior to the accident Injury can also result in an impairment in quality of life which is paid for Punitive damages are possible in the rare instance where the truck driver who was at fault has exhibited a defiant behavior allentown truck accident law firm are designed to punish the defendant for their conduct and discourage others from doing so However they are only granted if jurors approve them during trial The evidence collected at the accident scene is vital to the success of your claim A lawyer can help ensure that witnesses are informed promptly and asked to make evidence to can support the claims They can also review video footage from the scene of the accident This could prove useful in proving any fault They can also review any potential responsible parties for the truck accident such as the driver and their employer as well as the manufacturer of a defective part for the truck Medical bills Truck drivers are responsible for transporting loads of goods across the nation Unfortunately truck drivers are often involved in accidents that cause serious and lifechanging injuries to victims of crashes Following a serious accident victims will be confronted with medical bills they cant afford This can be very stressful and can delay recovery However there are alternatives to help alleviate the financial burden of these expenses following a truck crash The victims auto insurance should be able to cover a portion of medical expenses of the victim Personal injury protection or PIP is the name of this policy The amount of protection you get under this policy is determined by the states insurance laws and the policy limits Usually the PIP coverage is exhausted before you can turn to the atfault partys insurance to get compensation However some health insurance policies also have clauses to provide medical costs resulting from automobile accidents regardless of the cause The other option to consider is a hospital lien A hospital lien is a document which indicates that the hospital given medical treatment to an injured patient and is expecting to receive payment from any settlement with a third party lawsuit that is reached in connection with the case A personal injury lawyer can assist you negotiate this arrangement In some instances the victims employer might offer benefits to employees that assist with medical expenses after an accident Or the victim could be eligible to receive a workers comp award from the atfault drivers insurance company It requires a lot of practice and concentration to operate a large commercial vehicle It is no wonder that trucking companies are enraged when their drivers make even minor mistakes that cause an accident It is essential that victims seek legal advice immediately following a truck accident Insurance companies have inhouse teams which search for information that could compromise the credibility of a claim such as statements made to other parties involved in the accident social media posts or media interviews A knowledgeable and experienced truck accident lawyer will protect you from making statements that could harm your case Lost wages If a truck crash causes injuries that keep you from working you could be entitled to lost wages as part of your claim for economic damages These include lost earnings bonus pay and tips that you would have earned if you were able to work You must provide as much proof as possible to support your claim of lost wages This includes tax documents profitandloss statements receipts and bank statements Your lawyer can help you determine the best way to gather the evidence to prove your loss Your legal team can assist you in obtaining compensation for the loss of future income and loss of earning potential if your injuries have stopped you from working permanently or have impacted your earning capacity This compensation is calculated based on an analysis of your present earnings to the amount you could have earned throughout your life Factors that are considered include your age your health status your career aspirations and your qualifications education and skills A victim may also be entitled to compensation for pain and suffering caused by an accident with a truck This is in addition to the financial costs of lost wages This includes physical and emotional suffering such as depression stress anxiety and posttraumatic stress disorders PTSD This could also mean the loss of enjoyment from your life as well as the loss of consortium between you and your spouse or other members of your family The employer of the truck driver could be held liable for drivers negligence behind the wheel according to the lawful doctrine of respondeat superior This applies regardless of whether the trucker is working the clock and working for their employer or is off duty using a car that is leased To prove that the trucker caused the accident evidence of negligence is required This is usually done by proving that the trucker did not exercise reasonable care when operating their vehicle and violated traffic laws as well as federal regulations Driving under the influence or having an elevated blood alcohol level could increase the chances of suffering serious injuries in an accident Reviewing the truckers electronic driving log their medical records police reports and other evidence such as the results of a test for alcohol or drugs and a blood test can prove his negligence in causing an accident Suffering and pain Truck accidents can have longlasting consequences Victims may face enormous medical expenses lost wages and other economic losses The injuries resulting from collisions could also hinder victims from engaging in the activities they previously enjoyed The parties at fault for the crash should be held accountable for their actions and liable to compensate accident victims The atfault party could also be responsible for noneconomic damage that are difficult to quantify These compensations are designed to compensate victims of accidents for the pain and suffering they suffered as a result of their injuries Although monetary compensation isnt able to remove the pain and suffering of an injury it is crucial that these damages not be included in the settlement agreement It is crucial to keep track of all your expenses and losses after a truck collision This is particularly true when youve been seriously injured You will have to keep track of the amount you pay for medical expenses as well as all the time you are off from work and other activities In addition it could be helpful to keep a diary or other type of documentation about your injury and how it has affected your life The insurance company covering the driver at fault may reach out to you within a few hours of the incident Never accept an offer before consulting with your lawyer In general insurance companies are trying to force you to settle for less than what youre entitled to Moreover they may try to convince you to agree to an early settlement prior to when your health has improved If you accept an early settlement you will not be able to request more money if your condition gets worse Your attorney can evaluate any settlement offer as well as the fundamental facts of your case to help you know how much your accidentrelated damages are worth In rare instances you may be entitled to punitive damage These damages are intended to punish the defendant and deter others from engaging in the same reckless behaviour In the majority of cases punitive damages can only be awarded to a defendant if the defendant was blatantly reckless or drunk or acted with extreme recklessness